China's Webworm Uses Discord, Microsoft Graphs to Hack EU Govts.

The advanced persistent threat group also relied on SOCKS proxies like SoftEther VPN, tunneling tools that act as a middleman between victim and attacker.

Commercial risk teams are responding with tighter controls, scenario modeling, and broader collaboration across underwriting, claims, and cyber operations.

Leaders continue to prioritize resilience planning while balancing cost, coverage terms, and operational exposure in a changing market cycle.